Your credit score impacts nearly every part of your financial life—from getting approved for a loan to securing a home or even landing your dream job. But what if your credit is damaged, inaccurate, or simply holding you back?

In Blueprint to Building Personal Credit, financial strategist Joshua Pondexter walks you through a proven, step-by-step system for restoring, repairing, and growing your personal credit profile. Backed by over 30 years of experience helping individuals achieve financial stability, this guide reveals the insider knowledge you need to confidently manage your credit and take control of your financial future.

Inside, you’ll learn how to:

• Understand how credit agencies score you—and what factors matter most.

• Spot and dispute errors on your credit report under the Fair Credit Reporting Act.

• Successfully remove negative items, inquiries, and outdated records.

• Stop abusive debt collectors in their tracks and know your legal rights.

• Negotiate with creditors to settle or restructure debts.

• Rebuild your credit history with positive accounts, smart habits, and identity theft prevention.

Whether you’re repairing past mistakes, protecting your credit from unfair practices, or starting fresh, this book gives you the tools to raise your score, lower your borrowing costs, and open the door to more financial opportunities.

If you want practical, step-by-step strategies for lasting credit success, this blueprint is your ultimate guide.

This is a digital product. No physical item will be shipped. You will be sent a link to download this e-book after purchase.